February 23, 2019
You're in the shower. The phone rings. Your husband is out of town and you've been waiting for his call. You push through the curtain, your hair full of shampoo, you grab the phone and blurt out, "Hello?"
"Hello," a voice answers, "this is Cindy with card services …"
You're in the car. You're on the way to the hospital. Your phone rings. You think it might be the doctor. You feel around, find the phone, hold it to your ear while keeping your eyes on the road. "Hello?" you say anxiously.
"Hi, this is Philip with an important message about your credit …"